Get Paid Faster with Online Payments

You send an invoice. It has your banking details at the bottom. Your client means to pay. But they are in a taxi. They will do it later. Later becomes tomorrow. Tomorrow becomes next week. Next week you send a polite follow-up. They say "sorry, I forgot." You smile and say "no problem." You are lying.

The problem is not your client. The problem is friction. An EFT payment requires opening a banking app, typing in your details, getting the reference right, and confirming. That is five steps between "I should pay this" and actually paying.

Getting paid should not be harder than doing the work.

How payment links change this

Your client opens the invoice on WhatsApp. There is a payment link right there. They tap it. Choose card, EFT, or Capitec Pay. Done. You get a notification. The invoice is marked as paid automatically. No reference numbers. No follow-up messages. No waiting.

1

Create an invoice on WhatsApp or the dashboard.

wabill adds a payment link to the invoice PDF automatically.

2

Send the invoice to your client's WhatsApp.

They open it, tap the link, choose their payment method.

3

Get paid. Invoice marked as paid automatically.

The payment settles directly to your bank account.

How your clients can pay

Card

Visa and Mastercard via Paystack. 2.9% + R1 per payment.

EFT

Instant EFT via Ozow. 2% per payment. No reference numbers to type.

Capitec Pay, SnapScan, Apple Pay

One-tap payment for clients who prefer these methods.

Mobile money

M-Pesa, MTN MoMo, Airtel Money, EcoCash, Orange Money. Printed on your invoice as payment instructions.

Where the money goes

When your client taps the payment link, they land on a clean page at pay.wabill.co.za. Your business name, the invoice amount, and available payment methods. Not a third-party redirect. Token-based links that never expire. If a client pays half now and the rest next week, the same link still works.

Online payment links are available in South Africa. Invoices for other countries show your banking details and mobile money for manual payment.

Supported payout banks: Absa Bank Limited, South Africa, Access Bank South Africa, African Bank Limited, African Business Bank, Albaraka Bank, Bank of China, Bank Zero, Bidvest Bank Limited, Capitec Bank Limited, Capitec Business, CitiBank, Discovery Bank Limited, Finbond EPE, Finbond Mutual Bank, First National Bank, FirstRand Bank, HBZ Bank (Westville), HSBC South Africa, Investec Bank Ltd, JP Morgan South Africa, Nedbank, Olympus Mobile, OM Bank, Rand Merchant Bank, RMB Private Bank, SASFIN Bank, Société Générale South Africa, South African Bank of Athens, Standard Bank South Africa, Standard Chartered Bank, TymeBank, Ubank Ltd, VBS Mutual Bank. If your bank is not listed, contact support.

There are two separate bank settings. Your PDF bank details (Settings, Bank details) print on every invoice so clients can pay by manual EFT. Your payout account (Settings, Payment Links) is where online card and EFT payments settle. Both are in Settings but serve different purposes.

After your client pays

Partial payments. Client pays R500 against a R1,000 invoice. Record it. wabill tracks the R500 still owed. The PDF updates with amount paid, amount due, and a colour-coded badge. Amber for partially paid. The same link works for the remaining amount.

Reminders. One tap sends a reminder to your client's WhatsApp. The reminder includes the invoice and payment link so they can pay immediately. No awkward follow-up messages you have to write.

Status badges. Paid in green. Unpaid in red. Partially paid in amber. Overdue in dark red. You and your client always know where things stand.

Works across all products. Payment links appear on one-off invoices, recurring Collect invoices, and converted quotes. Same experience everywhere.

No markup. wabill does not add fees on top of the processing fee. R49/month for unlimited invoices. That is it.

The cost of friction

Your client keeps meaning to pay. You keep meaning to follow up. The money sits in limbo. You cannot plan because you do not know what is coming in. And every follow-up message chips away at the relationship you worked hard to build.

Who uses this

Someone tired of sending banking details and hoping for the best.

Someone who wants to get paid on the same day they finish the job.

Someone with clients across Africa who use M-Pesa or MTN MoMo.

Someone who spends more time chasing payments than doing paid work.

Your first 10 documents are free.

No card. No signup. Payment links included automatically.

FAQ

What payment methods can my clients use?

Online: card (Visa, Mastercard), EFT via Ozow, Capitec Pay, SnapScan, Apple Pay. Your invoices also show banking details for manual EFT and mobile money details (M-Pesa, MTN MoMo, Airtel Money, EcoCash, Orange Money) if you set them up.

What are the processing fees?

Paystack charges 2.9% + R1 per card payment and 2% per EFT payment. wabill does not add anything on top.

What if my client pays half?

Record the partial payment and wabill tracks the balance. The invoice PDF updates with amount paid, amount due, and a colour-coded badge (amber for Partially Paid). Your client can pay the rest later using the same payment link.

Can I send a payment reminder?

Yes. One tap from WhatsApp or the dashboard sends a reminder to your client's WhatsApp with the invoice details and payment link included.

Do I need a separate payment processor account?

No. wabill handles everything. There are two bank settings: your PDF bank details (shown on invoices for manual EFT) and your payout account (where online card and EFT payments settle). You set the payout account once in Settings and payments go directly to your bank account.